UNB, Dhaka : The government through the central bank can help the owners of garment factories recover the heavy losses caused by political instability across the country last year, says a top banker. “There’s no long-term fund to help the garment sector in recovering their losses. It’s also not possible for the banks to relax loan reschedule rules for big loans,” M Ehsan Khasru, Managing Director (MD) and Chief Executive Officer (CEO) of the Prime Bank, told UNB. The Bangladesh Bank can help the garment factories which were affected badly due to turbulent politics last year. Khasru, however, said loan rescheduling rules can be relaxed for SME and short-term loans. Reminding the due role of banks, he said banks need to understand where they are making returns, rather than simply looking at the volumes of profits. Mentioning that time has come now to think about economic capital allocation he said, Prime Bank is bringing that economic capital framework to de-risk its balance sheet. About the use of technologies in banking system, the Prime Bank CEO said, “As the banking sector develops, so does its use of technology.” In this regard, he mentioned that Prime Bank is improving its technology platforms like other banks. “We’ve invested money in automation to improve control and monitoring.” Over the progress of Prime Bank, Ehsan Khasru said, “Our objectives are to go ahead and make economic progress through competing with other private banks and providing banking services to clients in easier ways.” He also said Prime Bank has already introduced a new service for its clients – Prime Bank Prime Cash – allowing ATM (Debit) cardholders to withdraw cash and shop together from shopping in stores as per their requirement. In that case, the cardholders will not need to look for ATM booths for withdrawing cash.